Long-Term Care Planning Checklist

Long-term care planning checklist: (1) Assess your risk — family health history, current health, marital status. (2) Estimate costs in your area using our calculator.

(3) Review your assets — can you self-insure? (4) Explore LTCI options at age 55–65 while still insurable. (5) Consult an elder law attorney about Medicaid planning if appropriate.

(6) Have the conversation with family about care preferences. (7) Create advance directives — healthcare proxy, living will, durable power of attorney. (8) Review and update your plan every 3–5 years. Starting early gives you the most options..